Funding for accommodating injured workers overly accommodating
The Accommodation and Compliance Series is a starting point in the accommodation process and may not address every situation.Accommodations should be made on a case by case basis, considering each employee's individual limitations and accommodation needs.The law allows penalties to be assessed against any employer in Indiana who fails to purchase workers’ compensation insurance. However, you might be entitled to both TTD & STD/LTD if you paid the STD/LTD premium. I received unemployment benefits because I was laid off after I was injured at work. However, if you have “good cause”, the insurance carrier might be required to pay for your own doctor. While receiving physical therapy for my work-related back injury, the physical therapist did something to my neck. Will this injury be covered, even though it is a pre-existing condition? Yes, if there is an aggravation of the prior injury that was caused by the recent work accident. If I am driving to or from work and I am involved in a motor vehicle accident, is this injury covered by the Act? You should receive your TTD pay weekly or biweekly. What happens to the money that my health insurance company has paid? If you are awarded workers’ compensation benefits, the benefits paid by your health insurance company should be reimbursed by your employer’s workers’ compensation insurance carrier.
The Fund is funded by a surcharge paid by employers.The program reimbursed employers for expenses incurred to accommodate injured employees returning to the workplace.A 2010 review of the program by the California Commission on Health and Safety and Workers Compensation (CHSWC) described the program as underutilized and not cost effective.In addition, if the employee is killed, burial expenses and death benefits in the form of weekly payments to the surviving spouse or dependents of the employee are paid from the Second Injury Fund if the employer is uninsured.The Fund also provides benefits to injured employees who are undergoing physical rehabilitation.
Yes, as long as they arose out of the course of your employment. Will my total temporary disability rate change to include this increase in my wages? Meals and lodging may also be reimbursed, depending on the length of travel required. However, the law does allow the workers’ compensation insurance carrier to pay this settlement on a weekly basis in the amount of 66 2/3% of your average weekly wage. Does the permanent partial impairment rating I was assigned take into account my pain and suffering? No, in an Indiana workers’ compensation claim, there is no compensation for pain and suffering. Does the permanent partial impairment rating take into account the disfigurement to my body that is a result of my work injury? Unless you have no other impairments and your disfigurement will result in a decrease in your future earnings, the rating will not take into account any disfigurement. Do I have to claim the money I receive for the permanent partial impairment rating on my taxes? A high impairment rating does not necessarily mean you are disabled. How long can I receive benefits from the Second Injury Fund? If you remain permanently totally disabled, you are eligible to receive Second Injury Fund benefits for the rest of your life.